{"id":273,"date":"2016-07-27T17:58:45","date_gmt":"2016-07-27T17:58:45","guid":{"rendered":"http:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/?page_id=273"},"modified":"2025-02-13T21:52:30","modified_gmt":"2025-02-13T21:52:30","slug":"money-banking","status":"publish","type":"page","link":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/money\/money-banking\/","title":{"rendered":"Money &#038; Banking"},"content":{"rendered":"\n<h4 class=\"wp-block-heading\">Accessing Money<\/h4>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright\"><a href=\"http:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/VendorFlowers.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"http:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/VendorFlowers-300x200.jpg\" alt=\"VendorFlowers\" class=\"wp-image-75\" srcset=\"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/VendorFlowers-300x200.jpg 300w, https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/VendorFlowers-768x512.jpg 768w, https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/VendorFlowers-1024x683.jpg 1024w, https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/VendorFlowers-1200x800.jpg 1200w, https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/VendorFlowers.jpg 1341w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">We suggest that you travel with several sources of money (ATM\/debit card, credit card, and cash).&nbsp; This will ensure that if one of your means for accessing money fails, you will not be stranded without money. ATM\/debit cards can be used to obtain cash if they have a major credit card logo (Visa, MasterCard) on them, but they should not be relied upon as a consistent option, since they are subject to breakdowns, fraud, and other scams.&nbsp; If you do plan to use ATM\/debit cards while overseas, be sure to check with your bank regarding applicable fees, which can sometimes be quite steep.&nbsp; Also, be sure to notify your bank and credit card companies that you will be traveling so they do not freeze your account and to insure that your PIN will work while you are abroad.&nbsp; If you choose to bring cash with you, please examine your money carefully before departure to make sure it is in good condition and that the bills are the most recent version, as older versions of U.S. currency (e.g., where the graphics are smaller) are not accepted for exchange.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Money Transfer Services<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Some students prefer to use <a href=\"https:\/\/www.westernunion.com\/us\/en\/home.html\">Western Union<\/a>, <a href=\"https:\/\/www.xoom.com\/\">Xoom<\/a>, or another money transfer service to access their money.\u00a0 These services permit students to obtain a larger amount of cash all at once, which cuts down on transaction fees.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How to use Western Union:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>The sender (parent, guardians, self, etc.) should set up an account through the <a href=\"https:\/\/www.westernunion.com\/us\/en\/home.html\">Western Union website<\/a> or app.&nbsp; The account holder will be asked for the sender and the recipient\u2019s personal information (local address, contact number, etc.).<\/li>\n\n\n\n<li>After the sender transfers the money, they will receive a confirmation email from Western Union.<\/li>\n\n\n\n<li>The recipient will need to bring a government-issued photo ID and the tracking number (MTCN)\u2014which is included in the confirmation email\u2014to pick up the transfer at any Western Union location.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Additional Information and Tips:<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft\"><a href=\"http:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/FruitStand.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"200\" height=\"300\" src=\"http:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/FruitStand-200x300.jpg\" alt=\"\" class=\"wp-image-43\" srcset=\"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/FruitStand-200x300.jpg 200w, https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/FruitStand-768x1152.jpg 768w, https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/FruitStand-683x1024.jpg 683w, https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-content\/uploads\/2016\/07\/FruitStand.jpg 894w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">\u2013 The sender will have the option of transferring the money directly from their bank account or from their credit card.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 The transfer fee varies by destination.&nbsp; It is best to check the website first before initiating a transaction.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 The first transfer takes approximately 4 to 5 business days to be processed, but subsequent transfers can be processed the same day the money is sent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 Look at the exchange rate before making the transfer to maximize the amount of currency one can receive.  You can check the exchange rate used by Western Union on the same day of your transfer by visiting their website <a href=\"https:\/\/www.westernunion.com\/us\/en\/currency-converter\/usd-to-ars-rate.html\">here<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 The Western Union agent will ask questions about the sender\u2019s basic information (name of sender, location of transfer, amount of transfer, etc.), so don\u2019t be alarmed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2013 Try to find a Western Union branch that is bigger, since smaller offices often do not have the money to cover large transfer amounts.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/money\/\"><strong>Back to Money <\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Accessing Money We suggest that you travel with several sources of money (ATM\/debit card, credit card, and cash).&nbsp; This will ensure that if one of your means for accessing money fails, you will not be stranded without money. ATM\/debit cards can be used to obtain cash if they have a major credit card logo (Visa, MasterCard) on them, but they<\/p>\n","protected":false},"author":1,"featured_media":81,"parent":99,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-fullwidth.php","meta":{"footnotes":""},"class_list":["post-273","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/pages\/273","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/comments?post=273"}],"version-history":[{"count":16,"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/pages\/273\/revisions"}],"predecessor-version":[{"id":1115,"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/pages\/273\/revisions\/1115"}],"up":[{"embeddable":true,"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/pages\/99"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/media\/81"}],"wp:attachment":[{"href":"https:\/\/schoolsabroadhandbooks.middcreate.net\/argentina-uruguay\/wp-json\/wp\/v2\/media?parent=273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}