You may wish to consider purchasing supplemental travel insurance to cover trip cancellation, baggage, or loss of personal possessions while abroad through an agency such as https://www.insuremytrip.com/ or http://www.travelinsured.com. You might want to consider a “cancel for any reason” add-on option. Middlebury does not reimburse for tickets or other expenses in the event that a program is cancelled due to security issues, natural disasters, etc. Some travel insurance is included under the GeoBlue International Health Insurance policy (see Health & Security Insurance). Furthermore, it is possible that you may be covered under a policy held by your parents, so investigate this prior to departure.